End the Nightmare and Wake to a Fresh Start
Holbrook, Massachusetts, Chapter 7 Bankruptcy Lawyer
Your savings are long gone and you relied on the credit cards as far as they would go. You borrowed from Peter to pay Paul ... and now Peter's pockets are empty as well and now the phone won't stop ringing and you cannot sleep at night.
If you have no options left for climbing out of a deep financial hole, there is relief through Chapter 7 bankruptcy. The law was created for people who have been gradually buried alive by debt. People who are on a fixed income or who never caught up after an illness, job layoff, divorce or other setback.
Do You Qualify to Erase Your Debts?
The Law Office of Doug Surprenant in Holbrook helps people everyday in Norfolk, Plymouth, Essex, and Middlesex counties to get a fresh financial beginning and be able to once again sleep at night. Call me today at 888-840-3516 to discuss your options in a free consultation.
Chapter 7 Bankruptcy
If you qualify under an income test, Chapter 7 bankruptcy helps eliminate unsecured debts — credit cards, retail charge cards, medical bills and certain judgments. After you file, creditors must stop collection efforts immediately.
Chapter 7 cannot discharge student loans, car loans, your mortgage, child support, alimony, or taxes.
- Will I lose everything? Most people do not lose any assets.
- What if I don't qualify? If your income is too high, you can still get creditor relief and pay back debts over time through Chapter 13 bankruptcy.
- What if I'm way behind on house payments? Bankruptcy may or may not be the answer. I can explain your mortgage relief options.
- Will bankruptcy ruin my credit? Your credit score is already bad if you're deep in debt and paying bills late. Bankruptcy is a way to start over and rebuild solid credit within a few short years. And why kill yourself to retain good credit when you can't pay what you already owe?
As your attorney, my job is to eliminate your unsecured debts and make the most of your exemptions so that you can keep what you own, move on with your life and sleep in peace.
You will have to complete required credit counseling and budgeting courses, and appear for a brief meeting with a bankruptcy trustee but I will be there with you every step of the way. Most people never have to go to court. The whole process takes about 90 days and then those debts are gone forever.
You've Suffered Long Enough
Contact me today for a free 30-minute consultation, including evenings or weekends by appointment.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
