Chapter 7 Bankruptcy Attorney in Holbrook, Massachusetts
Are you drowning in debt and feeling hopeless? You should be aware that you have legal rights and options to get a fresh start. Chapter 7 bankruptcy is a common legal procedure that can help you recover from crippling debt.
Most people believe that they will lose everything if they file bankruptcy, but most who file Chapter 7 actually get to keep all of their assets by claiming exemptions.
If you are exhausted by trying to make ends meet and feel you are out of options, get in touch with us today and discuss your situation with a qualified Chapter 7 bankruptcy lawyer. Attorney Doug Surprenant would be happy to assess your needs, answer your questions, and help you understand the bankruptcy process.
How Does Chapter 7 Bankruptcy Work?
Chapter 7 bankruptcy is designed to help you eliminate unsecured debts such as credit cards, retail charge cards, medical bills, and certain judgments. In order to file, you must qualify under an income means test. As soon as you file for Chapter 7 bankruptcy, creditors are ordered to stop all communications and collection efforts immediately. It will temporarily stop foreclosure proceedings if you are behind on mortgage payments.
A trustee appointed by the bankruptcy court will review your assets, liabilities, and exemptions. They may also liquidate some of your assets to repay creditors, however, most debtors are able to discharge their debts without losing any assets at all.
Don’t Let Your Debt Control Your Life; Start Fresh Today
Get in touch with us today to request a free initial consultation. Doug would be happy to listen to your concerns, answer your questions, and help you navigate the bankruptcy process. Just call or fill out our contact form.
The Law Office of Doug Surprenant serves clients in the following areas:
Norfolk County, Massachusetts
Plymouth County, Massachusetts